Finance

There is no easier way to apply for a home loan!

Yes! Properties facilitates the entire home loan application process.

We assist you through the process and will negotiate the best interest rate on your behalf. Together with the Home Loans Consultants, we continue until the best possible agreement is offered to you.

With designated bank consultants representing five major financial institutions we are assured of excellent service and dedication, capped by their knowledge and expertise.

Useful Information & Supporting Documentation Required

Individuals / Joint & Several

FOR ALL PARTIES:

  • Identity document
  • Marriage certificate
  • Ante nuptial contract
  • Income Tax reference number
  • Proof of address

Proof of income:

  • Employee (most recent for one month)
  • Self-Employed (most recent for six months or letter from accountant)

Bank statements:

  • Employee: 3 months
  • Self-employed: 6 months

Statement of Income and Expenditure

Closed Corporation or Company

  • ·CK 1 and CK 2 / Articles of Association
  • Resolution to trade on behalf of CC / Company
  • Identity document of authorized member/shareholder
  • Proof of address for CC

Proof of income:

  • Members/shareholders who are employed (most recent for three months)
  • Members/shareholders self-employed (most recent for six months or letter from accountant)

Bank statements:

  • Members/shareholders who are employed: 3 months
  • Members/shareholders self-employed: 6 months

Financials and bank statements of CC / Company: 6 months

Trust

  • Trust Deed
  • Resolution to trade on behalf of Trust
  • Letter of Authority
  • Identity document of all trustees
  • Proof of address for Trust

Proof of income:

  • Trustees who are employed (most recent for three months)
  • Trustees self-employed (most recent for six months or letter from accountant)

Bank statements:

  • Trustees who are employed: 3 months
  • Trustees self-employed: 6 months

Financial and bank statements of Trust: 6 months

Home Loan Application Form

Home Loan Application  |  Download document here